Fire damage is by far one of the worst kinds of damage to go through. Not only does fire and smoke put your health at risk but it also destroys everything in its path. After fire damage, your home could be left in shambles, and if it’s not, then chances are that a lot of the items in the home are ruined.
In this case, the only thing you can do is make sure you and your loved ones are safe. After doing this you are probably going to worry about what you are supposed to do next. This is especially true if you are unable to stay in your home. But don’t worry too much, our team at Crestview Public Adjusters has come up with this guide to help you through your fire damage.
Call 911 and Exit the Building
This may be obvious but the first thing you want to do is exit the building and call 911. Once you and your family are out of the building you can make sure that everyone is okay. It’s also important to keep in mind that you cannot enter the building, even after the fire is extinguished. It’s important to wait until you are given the go-ahead by the professionals to enter the home. This is for your safety as the smoke may still be in the air and some items may be considered hazardous.
Get a Copy of the Fire Report
After the dust has settled and the fire has been extinguished it’s important to get a copy of the fire report. This report will tell you all of the information you need to know about the fire as well as serve as proof of the fire. This will prove to be an important document when you go to file the insurance claim. After getting the report you will have a better idea of what happened and what the damages are – this is information that will be beneficial to both you and the insurance companies.
Secure Your Home
Chances are you won’t be able to stay in the home after fire damage has occurred. Whether small or large, staying in the home can prove to be hazardous to your health. But before you go to your temporary living space it’s important to secure your home. While some belongings may be gone for good, others could have survived. And the last thing you want is to deal with fire damage and someone breaking into your home. Making sure to lock all the doors and windows will save you a lot of hassle and give you peace of mind.
Hire a Public Adjuster
Once you have all the information you need about the fire you are going to want to file an insurance claim. While this is standard we do recommend considering hiring a public adjuster from Crestview Public Adjusters. With a public adjuster on your team, you can have someone check out the home and have an unbiased eye when checking out the damage. Once documented the claim can be filled out and submitted to the insurance company along with any other relative documentation. Our team will also handle this part of the process. The insurance lingo can be difficult to navigate and damage as large as a fire may come with many specific questions, all things you should not have to deal with after everything you have gone through.
If you have recently been dealing with fire damage done to your home then you may want to consider hiring a public adjuster. A public adjuster, such as one from our team, can help you through the insurance claim process while you handle all of the emotional and safety aspects of going through a fire. The claim process can be time-consuming and difficult to navigate; however, with us on your side, you will find it to be simple and straight forward. To learn more about our services here at Crestview Public Adjusters, give us a call today at (866) 651-5015. We are looking forward to assisting you!