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Insurance ClaimsProperty DamageHere’s Why You Got an Underpaid Insurance Claim and What to Do About It

January 12, 2021by crestvpa

Most people know that a public adjuster in Hoboken, NJ, can assist with property damage insurance claims. But did you know they can help with underpaid insurance claims? We understand that sometimes the insurance company underpays, but they don’t necessarily mean to or do it on purpose. But, if your insurance claim was incorrectly filled out or did not include all of the damage, then that may be why it might have come back underpaid. Those are just two examples of why your claim might have been unsatisfactory. There are many other reasons; however, what’s important is that you get the right amount to repair your property damage. Here at Crestview Public Adjusters, we are here to help. See below to get a better understanding of why your claim was underpaid and how we can assist.


Why Did You Get Underpaid?

There are many different reasons why you might have gotten an underpaid claim. But one thing to keep in mind is that it was not the insurance company shorting you on purpose. It may seem like it, but chances are it comes down to the claim and documentation. The general rule of thumb is as soon as you have property damage, you need to document it. This documentation includes pictures, videos, and any notes you may want to take. The more documentation and evidence you have, the better claim you will have. After all, the insurance claim is essentially you documenting your damage for the insurance company. Without these pictures and evidence, the insurance company has no way of knowing how serious the situation is. If you didn’t have any documentation or proof, it could be why you got underpaid.


Another thing worth considering is the claim. Are you confident you filled it out correctly? If not, you might want to have someone else fill it out next time, or you might want to seek assistance. The insurance claim is the next thing the insurance company checks. If you did not accurately attest to the damages, that could be why the amount is low. Keep in mind that claiming the damage isn’t that bad on the claim will reflect compensation.


How to Fix an Underpaid Claim?

The good news is that you don’t need to accept being underpaid. The insurance company knows that you could have made a mistake on the claim and that they could have made a mistake, too. With that said, there is an appeal option. With this option, you do not take any of the money you got from the insurance company and basically start the process all over again. It’s a second chance, meaning it’s critical to get the claim right. This is where most people seek help with the insurance claim. Here at Crestview Public Adjusters, we are more than happy to assist you with your underpaid insurance claim. Your local public adjuster in Hoboken, NJ, can represent you to the insurance companies and re-do your insurance claim. That way, you know everything is correct the second time around. When everything is done right, there is little chance of being underpaid.


However, you need to reach out to us as soon as possible. You only have so much time to start and complete the appeals process. The sooner you reach out to us, the better. As soon as you contact our team, we get started on your new insurance claim. But, in reality, it’s always better to reach out to a public adjuster in Hoboken, NJ, as soon as you have damage. That way, you know you are getting paid the right amount the first time around.


Contact Us Today!

If you currently have an underpaid insurance claim, reach out to the Crestview Public Adjuster team today at (866) 651-5015. We can help you get started on the appeals process before it’s too late. Dealing with property damage is extremely stressful. And adding on the stress of an underpaid claim is the last thing you want to deal with. But with our team’s help, you can get paid the proper amount and ensure your home is as good as new again.

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