Frozen Pipe Claims
Frozen pipes can wreck havoc at your home or office. Crestview can help sort thihgs out.
Call 24/7 for a FREE Claim Assessment
Frozen pipes can be very difficult to manage. Make sure you have the right people on your team.
Frozen Pipes Insurance Coverage
Frozen pipes insurance policies are designed to cover loss of revenue or profits that are caused by an insured event. Frozen pipes insurance is usually included in a General Liability Insurance policy that covers leaks, fires, and more. The claim for this type of coverage is made when there is a covered cause of loss, such as fire, windstorm, vandalism, malicious mischief, rioting, civil strife, or acts of terrorism. Here are the steps to file a frozen pipes loss claim: Contact your agent and provide them with as much information as possible. This includes the date and time of when it happened, where and the extent of the damage, and any other losses sustained because of the pipes.
However, there are always insurance questions that come up. What is covered? What isn’t covered? How much will my claim be worth? Who pays for this? What if my claim is denied? Can I appeal this decision?
This is where a frozen pipes public adjuster can step in to help out. Public adjusters are agents representing the interests of policyholders in the settlement of claims arising from property damage. The job is to investigate and analyze claims. This can be done by looking at historical data, such as weather records and other similar incidents, to determine what should happen with a given property damage claim.
Public adjusters are licensed professionals that take care of property owners’ insurance needs, including property loss or damage caused by natural disasters and other related events.
When winter comes, frozen pipes follow
If your home or business has experienced an issue with frozen pipes, the first person you should call should be your public adjuster.
At Crestview, our experienced and reliable public adjusters can handle your claim from start to finish. That means, we can help take photos on the scene, contact your insurance company, and even assist in helping you find a reliable restoration and dryout service. Your insurance company has someone working on their side, you need someone to represent you as well.
Frozen Pipes Could Mean Unseen Damage
The initial documentation of the burst pipe is important, so make sure not to skip that. Take as many photos and videos as you can to ensure that the entirety of the damage from your frozen pipe is properly documented for your insurance company. Your Crestview public adjuster can help you determine if there is any hidden damage as well. Anytime there is water damage, there could be mold or other unseen damage to your home or business. Trust Crestview to help you find it and make sure it is properly repaired and that this is covered by your insurance company.
This Winter, Don’t Forget to Sign Up for Our Extreme Weather Tracking Service
Make sure that you are signed up to receive our Extreme Weather Tracking Service. This sends you a notification whenever extreme weather is about to hit your property. This is perfect for residential and commercial properties, especially during storm and hail season.
